DATE:
December 9, 2025
09
TO:
Board of Supervisors
SUBJECT
Title
SUPPORT FIRST-TIME HOMEBUYERS AND ADOPT A RESOLUTION OF THE BOARD OF SUPERVISORS OF THE COUNTY OF SAN DIEGO AUTHORIZING ACCEPTANCE OF CALHOME PROGRAM MORTGAGE ASSISTANCE FUNDS AND ADOPT A RESOLUTION OF THE BOARD OF SUPERVISORS OF THE COUNTY OF SAN DIEGO AUTHORIZING APPLICATION FOR, AND RECEIPT OF, PROHOUSING INCENTIVE PROGRAM FUNDS (DISTRICTS: ALL)
Body
OVERVIEW
The County of San Diego (County) uses federal and State funding to administer first-time homebuyer programs that improve access to homeownership for low- and moderate-income households by providing low interest, deferred payment loans to program participants. Through the Down Payment and Closing Cost Assistance (DCCA) Program and the Down Payment Assistance (DPA) Program, the County Health and Human Services Agency (HHSA), Housing and Community Development Services (HCDS) works to promote safe, affordable homeownership opportunities and improve communities throughout the region.
On December 12, 2024, the California Department of Housing and Community Development (HCD) released the 2024 Homeownership Super Notice of Funding Availability (NOFA) making CalHome and Joe Serna Jr. Farmworker Housing funds available. On March 13, 2025, HCDS applied for approximately $1.1 million of CalHome Program funds to support the DCCA Program. Subsequently, on October 27, 2025, HCDS received a Conditional Award Letter indicating our successful application and conditional award of the amount requested. On September 30, 2025, HCD released the Prohousing Incentive Program (PIP) Round 4 Notice of Funding Availability (NOFA). PIP complements the Prohousing Designation Program, which encourages jurisdictions to adopt policies that promote housing development. The County is eligible to apply for up to $1.4 million under the PIP Round 4 NOFA. An award of PIP funding would further support the County's first-time homebuyer programs.
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